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Private health insurance, protect your family

2 min readUpdated on 24 May 2026

What you need to know

Since the attacks of October 7, 2023, Israel has been facing numerous offensives from Gaza, Lebanon, Yemen, and more recently Iran. The material damage is considerable, with more than 80,000 compensation claims filed since the start of the war "Am Kélavie Yakoum", for an estimated amount of 7 billion shekels .

In this context, the State of Israel directly compensates victims through the tax authority responsible for real estate, known as Mass Ré'houche . After an online declaration, civil engineers and experts are dispatched to assess the damage to buildings and furniture.

Who can receive compensation?

Whether you are an owner or a tenant , if your property, whether private or commercial, has suffered damage, you may be entitled to compensation. This can cover the walls, the furniture, or both if you are an owner.

Compensation amounts Walls:

no ceiling, depending on the extent of the damage.

Furniture:

85,000 ₪ for a couple without children, 17,000 ₪ per child over 17, and an additional 9,000 ₪ per child under 17.

It is possible to increase the insured amount for furniture by taking out supplementary insurance from the State (0.3% of the insured amount), to be renewed each year on January 1st.

Steps to follow

The damage declaration must be filed as soon as possible on the website of Mass Ré'houche . Items that cannot be repaired will be financially compensated, while repairs will be reimbursed upon presentation of invoices.

For claims under 30,000 ₪ , a simplified procedure is now available through the Ministry of Finance, still upon presentation of invoices.

Supplementary compensation through private insurance

Certain home insurance contracts taken out before October 7, 2023 with the "Acts of war or terrorism" clause allow the receipt of an additional indemnity of up to 400,000 ₪ , paid by the insurance company after the State's compensation.

This clause is particularly useful because the State's compensation scales do not always take into account interior fittings or aesthetic improvements.

To file a claim Online declaration on the Mass Ré'houche website Phone:

4954 Do not hesitate to call me if you have any questions, contact Muriel: 054-3070916 Private health insurance: do not say you were not warned Back to articles Everyday accidents: understanding, preventing, and protecting yourself effectively

Frequently asked questions

Related to this article and our services.

How can Assurances Israël help me on this topic?
This article, "Private health insurance, protect your family", is one perspective among others on the topic of home insurance. Our French-speaking brokers analyse your personal situation, compare all Israeli companies and offer you the most suitable coverage. get in touch with a French-speaking broker for a free, no-obligation consultation.
Is home insurance compulsory in Israel?
It is not required by law, but it is generally required by your bank if you have a mashkanta (mortgage). Beyond financing, it protects your assets, belongings and your liability for damage caused to a third party. Details: Home Insurance.
How can I get a quote tailored to my situation?
The process is straightforward: get in touch with a French-speaking broker via our form, by phone at +972 54 307 09 16 or by email at contact@assurancesisrael.com. We review your file, compare Israeli companies and present you with the best options within 24 to 48 hours.
What other protections should I consider?
Many of our clients combine their home insurance with car insurance. Depending on your family, professional or financial situation, other protections may complement your coverage: get in touch with a French-speaking broker for a complete, personalised review.