Assurances Israel
BlogAbout usContactDoctors directory
Private Health Insurance: Protect Your Family
Health

Private Health Insurance: Protect Your Family

3 min readUpdated on 24 May 2026

With the increase in life expectancy, the number of consultations with specialists has exploded. Moreover, since the number of specialists working in the public healthcare system is not sufficient, waiting times to obtain an appointment are not always satisfactory.

In Israel, having private health insurance is essential!

Unlike olim from

Switzerland, Belgium or Canada, many new immigrants from France do not yet understand the essential importance of private health insurance in Israel . Here, this insurance does not work like a simple supplementary policy. It constitutes a genuine parallel healthcare system, guaranteeing rapid access to the best care and the most competent specialists.

What private health insurance does not cover:

Before discovering all the advantages, let us first clarify what private health insurance does not cover :

  • Medicine reimbursement : private health insurance does not cover the portion not reimbursed by the Koupat Holim for common medicines such as paracetamol, for example.
  • Temporary subscription : it is not possible to take out insurance solely for a specific examination and then cancel it. A three-month waiting period applies.
  • Particular medical devices : orthopaedic insoles, hearing aids or respiratory devices are not covered.
  • Optical, dental and cosmetic care : these types of care are not included in the insurance coverage.

Psychological and psychiatric consultations : psychological consultations are not covered, except for a few rare psychiatric consultations.

Pre-existing medical conditions : they will be covered for specialist consultations and medical examinations, but not for surgical procedures or medicines not covered by the Minister of Health.

What private health insurance offers in Israel On the other hand, private health insurance gives you access to essential services and unique advantages:

  • Free choice of specialist : you can consult the doctor of your choice, without being limited to specialists affiliated with your Koupat Holim.
  • Rapid appointments : obtain medical examinations without delay, whether MRI, scans, colonoscopies or others.
  • The best surgeons : of the 5,000 surgeons in Israel, only 2,600 work in the public sector, and the most renowned ones often practise in the private sector.
  • Advanced medical technologies : benefit from the latest innovations, which allow for less invasive procedures.
  • Operations in Israel or abroad : you benefit from reduced waiting times for surgical procedures, with an international option.
  • Access to innovative treatments : private health insurance covers cutting-edge therapies, not reimbursed by the Ministry of Health, for diseases such as diabetes and cancer.
  • Organ transplants : with private insurance, access to transplants is easier. Without it, the very low number of organ donors in Israel limits the possibilities.

Do not rely solely on the public health service!

Do not wait until you are confronted with the limits of the public service to understand the importance of private health insurance. Protect your children's health and your own by subscribing now.

For more details on private health insurance in Israel, call us at 054-3070916 or fill in the form below to receive additional information.

Private Health Insurance

biopsies Covid 19 dental diabetes transplants surgical procedures MRI koupath holim medicines not covered by the Ministry of Health olim optical pathology scans orthopaedic insoles specialists Everything you need to know about car insurance in Israel Back to articles Compensation in Israel in the event of damage to real estate linked to war or terrorist acts

Frequently asked questions

Related to this article and our services.

How can Assurances Israël help me on this topic?
This article, "Private Health Insurance: Protect Your Family", is one perspective among others on the topic of private health insurance in israel. Our French-speaking brokers analyse your personal situation, compare all Israeli companies and offer you the most suitable coverage. get in touch with a French-speaking broker for a free, no-obligation consultation.
Why take out private health insurance in Israel on top of the Koupot Holim?
The Koupot Holim provide solid basic coverage, but have limitations: sometimes long waiting times, specialised treatments not reimbursed, restricted choice of specialists. Private health insurance broadens access to care, shortens waiting times, allows access to the best private hospitals and benefits from favourable tax treatment.
How can I get a quote tailored to my situation?
The process is straightforward: get in touch with a French-speaking broker via our form, by phone at +972 54 307 09 16 or by email at contact@assurancesisrael.com. We review your file, compare Israeli companies and present you with the best options within 24 to 48 hours.
How can I find a French-speaking doctor in Israel?
Our directory of French-speaking doctors lists over 100 French-speaking practitioners (GPs, dentists, paediatricians, gynaecologists, psychologists…) across the country. You can filter by city, specialty and language. Quick sign-up to access the directory.