Protect Your Family Against the Shortcomings of the Public Health System

Why?

Have you ever wondered why the majority of doctors in Israel take out private health insurance when they are at the forefront of the system? Or why the Kupot Holim cover the monthly premium of private health insurance for their employees?

Doctors and their management know the limits of the public health system and protect themselves to obtain optimal medical coverage in the event of a problem.

A system lacking resources

The public health system in Israel is adequate, but it suffers from a lack of resources, as in all Western countries.

Public hospitals take in the entire population, which generates enormous running costs. This leaves them little margin to equip themselves with state-of-the-art equipment, such as the DA VINCI robot. This equipment allows surgeons to perform complex operations through small incisions, thereby reducing post-operative infection risks.

Private hospitals, on the other hand, possess this type of equipment. Their added value lies in the cutting-edge technologies they offer to their patients and their renowned surgeons.

The lengthening of life expectancy also weighs on public hospital budgets. Although this is a major advance, healthcare expenditure increases considerably. The overcrowding of surgical wards, particularly by elderly people, is a direct consequence of this.

It is unfortunate to see ten patients hospitalised in the same room. This situation leads to noise, constant comings and goings, a shortage of staff and a total lack of privacy.

Faced with this overload, how can one obtain a reasonable intervention date when an operation becomes necessary? Vital operations are performed immediately, but other interventions can have serious consequences if not carried out quickly.

The importance of the private circuit

To undergo an examination or surgical intervention quickly and by renowned specialists, one must go through the private circuit of hospitals. Establishments such as HADASSA in Jerusalem, ASSOUTA in Tel Aviv, or the private hospital in Herzliya are examples of this.

However, it is necessary to have private health insurance. Many mistakenly believe that if they are referred by their Kupat Holim to the ASSOUTA hospital, they will benefit from the services of the private ward. This is not the case. The waiting times remain those of the Kupat Holim concerned, for both consultations and interventions. It is not a matter of having access to the doctor of one's choice, but only to those approved by the health fund.

Most specialists work essentially in the private sector. The number of appointments they grant to Kupot members is very limited compared to their private schedule, much to the annoyance of the Ministry of Health.

Innovative medications and treatments

What does a person do who needs a vital medication not covered by the Ministry of Health? For example, for diabetes, innovative treatments, covered by private health insurance, are available in Israel. They are far less restrictive than those offered by the Kupot Holim, due to limited resources.

Not a week goes by without a person in remission testifying to the importance of such treatments in their recovery. These testimonials often aim to put pressure on the Minister of Health to include these treatments in the "medication basket." When a health problem arises, one must first pray to Hashem, but also do everything possible to protect oneself by taking out private health insurance. You must be able to count on an insurance broker who will know how to defend your interests.

For any further information, please contact me directly at 054 307 0916 or by filling in the form below.

Private insurance: forewarned is forearmed!

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