Market size, top companies, Koupot Holim market shares, taxation, regulation and trends. An overview to help you understand the ecosystem in which you take out your policies.
2026 market shares (all lines combined)
Sources: Capital Market Authority Israel, annual reports of listed companies (TASE), OECD Insurance Indicators 2025. Indicative data, subject to change during the year.
% of Israeli insured members per fund — 2026
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Compare →The 6 major movements in the Israeli market
Tighter solvency rules (Israeli Solvency II), greater transparency on the management fees of pension plans.
Impact for you: Pension plan fees have dropped by ~30% on average over the past 3 years. Good news for savers.
Phoenix, Harel and Clal are investing heavily in mobile apps, online underwriting and AI-driven pricing.
Impact for you: New health and auto policies can be taken out online in 10-15 minutes. Reimbursement times are shrinking.
Following post-COVID awareness, demand for critical-illness insurance rose by ~25% between 2022 and 2025.
Impact for you: More products available, prices under pressure. Now is a good time to compare.
The cost of private care in Israel is rising faster than general inflation (1.5-2%).
Impact for you: Health premiums are automatically raised every year. Renegotiating your policy every 2-3 years pays off.
Banks can no longer force borrowers to take their own mortgage insurance. Independent brokers are gaining ground.
Impact for you: Borrowers who compare can save 30 to 50% (vs the bank's default policy).
Rising cyberattacks and online fraud in Israel. Companies are developing products dedicated to individuals and SMEs.
Impact for you: Coverage ranges from a few hundred to several thousand NIS/year depending on profile. Of strong interest to the self-employed.
Key points for understanding sector supervision
Understanding the figures is good. Having an independent broker who negotiates on your behalf with each of these companies is better. First consultation free and with no obligation.